Your Guide to Buying A Home in Halifax
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. I'm committed to going beyond the transaction and being there with you every step of the way.
Your Guide to Buying A Home in Halifax
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. I'm committed to going beyond the transaction and being there with you every step of the way.
Supporting you every step of the way
If you're buying a home in the Halifax area or beyond, I can enhance your search process by helping you uncover what you may not have considered. Whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs. Finally, with the knowledge of the local Halifax market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details.
HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Neighbourhood News
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 All Points
INFO & SERVICES
CENTURY 21 All Points
1212 Hollis Street, Unit 608, Halifax, NS B3J0E2
902-497-3599
INFO & SERVICES
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